Terms and Conditions

By accessing dhanvilo.com and using the services of Dhanvilo (operated by Prime Enterprises), you agree to the following terms:

Nature of Service: Dhanvilo is a digital loan eligibility consultation and credit advisory platform, not a direct lender, bank, or NBFC.

Consultation Fee: Users agree to pay a one-time, non-refundable fee of ₹199 for profile assessment and loan eligibility consultation. Payment of this fee does not guarantee loan approval or sanction from any bank or NBFC.

User Accuracy: You confirm that all personal, income, and credit details submitted by you are true and accurate. Providing false information may lead to rejection without any refund.

Governing Law: These terms are governed by the laws of India, with exclusive jurisdiction in the courts of Ghaziabad, Uttar Pradesh.

Dhanvilo provides credit advisory services and does not act as a licensed banking institution. We do not lend money, sanction loans, or make credit decisions on behalf of any bank, non-banking financial company, or other lender. Our consultations are informational and advisory in nature. Any loan application you pursue is governed by the terms, policies, and decisions of the independent third-party lender you choose.

Assessment outcomes represent eligibility estimates based on the information you provide. They do not guarantee loan approval, a specific interest rate, or a specific loan amount. You are responsible for providing accurate, complete information and for reviewing lender terms before accepting any offer. Engaging the consultation, including payment of the ₹199 consultation fee, constitutes your acceptance of these service boundaries and terms.